Borrowing Calculator
Estimate how much you could borrow based on your household income and ongoing commitments. This is a guide only — lenders assess your situation in more detail.
About This Loan
My Income
$
$
$
$
My Expenses
$
$
$
Credit
$
Lenders assess 3% of your total credit card limit as a monthly commitment, regardless of your current balance.
Summary
Total annual income$90,000
Total annual expenses$0
Net annual income$90,000
Monthly net income$7,500
Estimated Borrowing Capacity
Based on standard owner-occupier lending criteria: typically 6x net annual income.